Mortgage Loans

Homes, condos, two-four family residences, multifamily

Need a basic or non-traditional mortgage?

We can help you with the following loan programs:

Mortgage Products Colorado

  • First-Time Home Buyers
  • Condo Loans - high-rise or non-warrantable with HOA issues
  • Condo-tel loans; condos that allow daily or weekly rentals by HOA management
  • New Homebuilder Loans. Check to see if we can beat the builder.
  • 3-percent down payment conventional loans
  • 3.5% down payment FHA loans; (credit scores 500-579 requre 10% down.)
  • Borrowers with 1 year old bankruptcy, short sale, or foreclosure
  • Zero down payment - VA Loans  (members of the military including spouses)
  • 2 to 4 unit mortgage for a duplex, triplex or fourplex
  • Investment Property Loans - DSCR loan for investors. Quick and easy
  • Short term bridge loans, 6-to-24 months. (No denial for low income or high DTI)
  • Fix and Flip loans for investors up to 85 LTC and 70 ARV
  • 12 or 24 months bank statement loans for self-employed borrowers up to $7 million
  • Loans for borrowers with $500k liquid assets or more; high-net worth borrowers
  • Home Equity loans up to 90 LTV. primary, second homes and rental properties
  • 1 year tax return for self-employed borrowers (may need 30-percent down payment)
  • Vacation and Second Home Loans
  • Jumbo loans up to $10,000,000
  • 90% financing up to $1.5 million; (720 credit, 6 to 9 months of liquid reserves)
  • » Commercial Real Estate Loans Colorado and nationwide
  • » Multifamily Loans for (5 or more units) in Colorado and nationwide

Disclosure: The minimum loan amount is $150,000 for residential properties unless specified higher; $250k for commercial. Loan programs are subject to change per lender at any time until the loan is approved and the rate is locked. Borrowers must be approved by underwriting. Not all applicants will qualify.